As a trusted financial and lifestyle coach with real-life experience of turning her financial life around, she has not only learned the fundamentals of good money management, has changed her own bad spending habits to good saving habits.

And unlike other debt and budgeting services - which often take control of your money for you until you have reached your goal - Kristina teaches you how to do this for yourself.

Kristina will guide you through the process of setting up a realistic budget tailored to your needs, which includes planning in advance for your bills and those 'unexpected' costs, as well as setting up a savings strategy. She will then show you how to manipulate your budget so that you can adjust it independently going forward.

Another key component of this coaching is learning and understanding your own personal triggers that lead you to overspend - and can result in a negative cycle of debt issues. Kristina will help you work through these so that you are no longer a slave to your whims.

Opt Out Days: 7 days

Freelancecoach will hold your funds for 7 business day(s) before they will be released to the professional.